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AFLAC: Disability Income Protection, Accident, Cancer, Hospital Confinement Coverage

  • Sign up anytime directly with our AFLAC representative: Justin Davis, phone: 540-293-4341
  • Premiums are paid through payroll deduction, post tax, and coverage is portable


Coverage Overview

  • Disability Income Protection Insurance: Benefits include total disability, partial disability and transitional disability
  • Accident Indemnity Protection Insurance: Allows cash benefits to be paid directly to employee
  • Personal Cancer Indemnity Insurance: Includes first occurrence benefit, radiation and chemotherapy benefit
  • Hospital Confinement Indemnity Insurance: Daily benefit and rehabilitation benefit


Allstate: Group Accident and Cancer Coverage

  • You may apply by printing and completing the Allstate application. Go to the RCPS Intranet website, Human Resources, click the “Forms – Benefits” link. Submit completed form to Human Resources.

  • Group Accident coverage: is guaranteed issue [no evidence of insurability required].

  • Group Cancer coverage: if not elected during open enrollment last year or if not elected within 31 days of hire, evidence of insurability is required.



    Coverage Overview

  • Premiums are paid through post tax payroll deduction
    • Group Voluntary Accident Insurance:
      • Benefits for on and off the job accidents
      • Consists of a variety of benefits to help employees with medical and hospital expenses
    • Group Voluntary Cancer Insurance:
      • Consists of a variety of benefits that correspond with hospitalization, radiation/chemotherapy and surgery and has an initial diagnosis benefit.
      • $100 Wellness Benefit paid per insured annually when one of the covered Wellness Tests is performed.


40 Douglass Avenue NW, Roanoke, VA 24012 Phone 540-853-2502